Refinance Goals

Pay Less or Reduce How Long You Pay

Markets change, and depending on when you bought your home or last refinanced, your current rate could be higher than what’s offered today.

You can take advantage of these lower rates to reduce your monthly payment or reduce your overall mortgage term. We can help.

Get a Better Interest Rate

One of the most common reasons for refinancing, many homeowners choose to refinance because current interest rates are lower than the one their loan currently has. 

Depending on what kind of loan you choose and its term length, refinancing at a lower interest rate could save you money in the long run, or allow you to potentially raise the amount of your loan that you’re paying off each month while continuing to pay the same amount out of pocket, shortening the length of your loan. Either way, you come out ahead. 

Get Access to Quick Cash

If you’re in need of money, consider a cash-out refinance.

By refinancing and using the equity already in your home to take out cash, you can get access to money at a lower rate than you would if you instead got a personal loan, as mortgage interest rates are generally lower. And instead of adding another monthly payment to your list, you’ll only have to make one — your regular mortgage payment.

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Shorten How Long You’ll Pay

Are you concerned about the number of years left of your current mortgage, or did you first take out your loan when rates were high? If so, you could shorten the term of your home loan through refinancing.

By lowering your rate to today’s best offerings, you could continue making the same payments you always have but shorten your overall loan term at the same time.

Our Loan Options

Loans For Veterans

Loans For Veterans

Discover affordable financing at great rates exclusive for veterans and current military members.

Loans For Veterans
Fixed Rate Loans

Fixed Rate Loans

Lock in a low rate and payment that stays the same, no matter how much else may change over time.

Fixed Rate Loans
FHA Loans

FHA Loans

Get approved with less-than-perfect credit or buy with a lower down payment.

FHA Loans
Adjustable Rate Loans

Adjustable Rate Loans

Boost your buying power with low rates and flexible terms.

Adjustable Rate Loans
Investor Loans

Investor Loans

Get competitively priced mortgages tailor-made for investment properties.

Investor Loans

Our Rates

Learn more about what goes into a mortgage rate, what kinds of rates are available to you, how your rate will be calculated, and how you can ensure that you get the best mortgage rate.

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Featured Refinance Resources

It's Not Too Late to Refinance

It's Not Too Late to Refinance

Mortgage rates have been falling steadily since the onset of COVID-19, so if you’ve been sitting on the idea of refinancing, now is the time to act...

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Refinance Knowledge

Refinance Knowledge

If you’re on the fence about refinancing, debunking the seven most common refinancing misconceptions may help you decide whether it’s right for you...

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FHA Refinance

FHA Refinance

If you’re thinking about a refi, an Federal Housing Administration (FHA) refinance might be right for you. Check out these FHA refinance options...

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