Buy a Home

Buying a home? Let’s make it happen.

Whether you’re looking for your starter home, second home or forever home, you’ll be prepped and ready with Newrez by your side. You’ll have access to tools, resources and support that make your home buying experience as smooth and stress free as it can be.   

Know how much home you can afford

Enjoy the perks of Newrez Home Rewards4

Homeownership is its own reward. But Newrez Home Rewards makes it even more rewarding. You get matched with a dedicated team of knowledgeable professionals who have one goal in mind—find you the right home at the right price and save you money while doing it. Your satisfaction is guaranteed.

Enjoy concierge-level services and exclusive savings

  • Work with a local home advisor who can help you navigate your buying and selling journey
  • Gain access to a trusted network of 15,000+ real estate agents with Newzip
  • Get a closing cost credit equal to 0.5% of the home sales price when you buy a home
  • Receive a 1% real estate agent commission reduction when you sell your home

Explore your loan options

Conventional Loans

A stable mortgage option with a locked-in interest rate and predictable principal and interest payments for the term of the loan
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VA Loans

Affordable financing and special benefits exclusively for Veterans, servicemembers and surviving spouses
Learn more

FHA Loans

Government-backed loans with low down payments for borrowers with less-than-perfect credit
Learn more

Adjustable Rate Loans

A flexible mortgage option with a lower initial interest rate that adjusts periodically at the end of its term, based on market rates
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Investment Property Loans

Competitively priced mortgages for a variety of real estate investments
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Non-QM Loans

Mortgages designed for non-traditional borrowers with unique income or credit challenges, including self-employed earners and property investors
Learn more

Jumbo Loans

Larger loans used to finance properties that exceed the conventional loan limit
Learn more

USDA Loans

Competitive rates with zero money down options for low-to-moderate income residents of eligible suburban and rural areas
Learn more

Buy a home without selling your crypto

Certain Non-QM loans allow for a percentage of your eligible crypto assets to be counted toward mortgage qualification, without liquidating.

Buying a home can be exciting, exhilarating, as well as trying and overwhelming. Good thing you don’t have to go it on your own. Expert in all things mortgage, our loan officers are here to help you figure out the ins and outs of buying a home and guide you to the right decision:

  • Explain your loan options clearly
  • Help you get pre-approved
  • Move you through the mortgage process
  • Treat you like a person not an account number
  • Get you into a home you can afford and feel good about buying

Contact a loan officer ➔

Frequently asked questions

There are a variety of home mortgage loan options available depending on your income, goals and requirements. To explore the different types, terms and structures, read this article.

Important Disclosures and Licensing Information

Newzip® is a registered trademark of Realeaux Inc. and is not affiliated with Newrez LLC.

  1. A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Newrez for additional details.
  2. Processing and closing times vary depending on the nature and complexity of the transaction.
  3. Average customer savings represents the sum of average cash rewards delivered at closing to Newrez borrowers, as of 06/24/2026, since the program inception for both home purchase and home sale transactions. Newzip consumers save an average of $5,530 when buying and selling with an in-network agent
  4. Realeaux Inc. (dba Newzip) is a licensed real estate brokerage in Massachusetts, License 423451. Customers can receive a real estate closing cost credit paid by Newzip equal to 0.5% of the home sales price when buying a home. Offer not available in AL, AK, IA, KS, LA, MS, MO, OK, OR, or TN. Only eligible for loans closing with Newrez. Customers can receive a 1% real estate agent commission reduction when selling with a Newzip affiliated real estate agent.