Refinance

Get a read on how to determine when refinancing makes sense and evaluate what type works for you. Explore cash-out refinance, rate-and-term refinance, what to expect at closing and more.

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Benefits of a Cash-Out Home Refinance

If you’ve built up enough equity in your home, it may be a good idea to go through with a cash-out home refinance.

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5 Questions to Ask Before You Refinance

Learn about tapping into your home equity, PMI requirements and closing costs. See how refinancing your home loan can save you thousands of dollars.

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When Should I Refinance My Mortgage?

You might want to consider refinancing if you can get a lower interest rate or take pressure off your monthly budget. Learn more about other times refinancing could help.

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Refinance Your Way Out of Debt with Debt Consolidation

You may be able to use your home’s equity to gain control of your debt, including credit card debt.

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Stretch Your Term, Shrink Your Payment

If you're looking to reduce your monthly expenses, you may consider extending your loan term.

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Home for the Holidays: How Homeowners Can Use Equity to Brighten the Season

If you’d like to tap your home equity to snag some seasonal cash, our loan experts are glad to help.

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What is Home Equity?

Over time, equity grows as you pay down your mortgage principal, and as your home potentially appreciates in value.

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Smart Home Equity Strategies for Seniors

If you’re a senior, you may be considering using your home equity to unlock some financial flexibility.

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HELOC, HELOAN or Cash-Out Refinance: Ways to Unlock Home Equity

Newrez provides several ways for you to get cash from the equity built up in your home.