Save with lower monthly payments
If the interest rate on your current loan is higher than market rate, then lowering your interest rate (opens in a new tab) and/or extending your loan term (opens in a new tab) can effectively shrink your monthly mortgage payments. The money you save by refinancing can be used to cover other expenses or to create more breathing room in your budget.
Get cash from your home
The equity in your home can become readily available cash on hand. With a cash-out refinance (opens in a new tab), you take out a new loan to pay off your current mortgage and receive the difference as a lump sum. What you do with your cash is up to you.
Meet your refinance goals with the right loan
Conventional Loans
VA Loans
FHA Loans
Adjustable Rate Loans
Investment Property Loans
Non-QM Loans
Jumbo Loans
USDA Loans
Certain Non-QM loans allow for a percentage of your eligible crypto assets to be counted toward mortgage qualification, without liquidating.
There is a lot to think about when refinancing. Good thing you don’t have to figure it out on your own. Our loan experts take the time to understand your needs and goals and provide clear, honest guidance on how, why and when a refinance could work for you.
Call a loan officer ➔Call a loan officer: 888-673-5521
5 Compelling Reasons to Refinance Your Mortgage Now
If you find yourself weighing your options, here are five key reasons to refinance your mortgage.
What Refinance Options are Right for Me?
To make the changes we dream of we commonly use credit cards or loans, all with high APRs, meaning we’ll pay high interest rates. There are other options.
5 Questions to Ask Before You Refinance
Learn about tapping into your home equity, PMI requirements and closing costs. See how refinancing your home loan can save you thousands of dollars.
Home Equity
Looking to fund home improvements, consolidate debt, or cover other expenditures? A cash-out refinance may be right for you.
Frequently Asked Questions
A mortgage refinance replaces your current home loan with a new loan that usually offers a more favorable rate, term or principal balance. Here’s how it works:
Many times, payments are lower because the new loan has a lower rate. But there are other ways a refinance can work for you. For more information, check ou this article.
Disclosure:
*By refinancing an existing loan, the total finance charges may be higher over the life of the loan.
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Chavella • 6 days ago
