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Steven Horowitz

Senior Mortgage Consultant

NMLS ID#: 195011

State License #: MA #MLO195011

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About Me

I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.

I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.

Office Details

Street Address

510 Broadhollow Road
Suite 302
Melville, NY 11747

What Clients Say

I just wanted to let you know what a pleasure it was to work with Steven Horowitz during our refinance. He was always a pleasure to speak with and a wealth of knowledge. He was able to answer every question my husband and I had from start to finish. This refinance went so smooth I was almost shocked. You sometimes hear horror stories of people trying to buy or refinance a home but not with Steve and not with New Penn. My husband (also Steve) checked all sorts of websites to get an idea who New Penn was and we were both very happy to find so many positive reviews and recommendations. We are so happy to be part of the New Penn family now.

Christina and Steve D

It is with much enthusiasm that I am writing on the behalf of Steve Horowitz who just recently helped me with my re-finance with New Penn Financial. Steve was courteous, responsive and knowledgeable with whatever was trying to get done and make the process simple and efficient. When the time comes that I need a new mortgage and/or need to re-finance again, Steve will most certainly be my first call. Additionally, I will not hesitate to recommend Steve and his services to anyone looking for a mortgage or mortgage re-finance. It was a pleasure working with Steve and I appreciated his timely communication and keeping me in the loop on everything!

Mark O

"We just wanted to say how nice it was to work with Steve. This was our first time refinancing and he was always available to answer any question that we had, no matter the type or time of day."

Lynn N

"I felt from the first contact with Steve Horowitz that I was comfortable dealing with him. We developed a relationship where I wasn't afraid to ask questions."

Harold M

"Stephen Horowitz, was friendly, made us feel comfortable and helped us with any questions we had. Nice man and we feel an he is asset to your company!"

Sal & Marie C

“Hi Bob, we wanted to thank you for all of your help with our refinancing. It went very smoothly and was finished in just the amount of time we expected. You were very knowledgeable and we appreciated being able to email any time and you would get back to us right away. Thanks again.”

Kathy D

“Just want to share some positive experience while refinancing with Steve Horowitz. Though it was a lengthy process which is common when applying, Steve always notified me when we had progress, answered all my questions in a timely matter and was professional throughout. Would I refer your business, absolutely!”

Michael L

“Mr. Horowitz, I appreciated your services very much. You have been excellent and have provided outstanding services. I was able to understand each step you and your organization guided me. It has been a pleasure getting to know you and I will refer anyone to you if I encounter someone that needs assistance with refinance. Best luck to you and continue your excellent services. Thank you.”

Magdelena M

“My wife Kimberly and I closed last night with New Penn Financial for our refinance of our home. Steven Horowitz was our mortgage consultant. Sir, I must say, in all of my years of dealing with banks, credit card companies etc... Steven Horowitz has been the most professional representative I have ever dealt with. He went above and beyond to help us with everything. He was with us every step of the way, updating us and guiding us through this process. I believe that Steven is a great asset to your company. I could only wish that everyone I spoke with in all the businesses I deal with were like Steven. Everyone we know that will be talking about refinancing or purchasing a new home, we will be referring them to you.”

Dan B

“On July 26, 2016 I called New Penn financial to refinance my house here on Jamaica, New York. Mr. Steve Horowitz answered so I asked a lot of questions about refinancing, and he answered my questions with all honesty. I knew I found the right mortgage consultant and that is Mr. Steve Horowitz, and to tell you the truth New Penn was the 3rd mortgage company I called . Already, I’m telling my co-workers and family members about my refinancing experience and how professional mortgage consultant Steve Horowitz is. I just hope Steve will not change the way he handles everyone's mortgage needs.”

Edgar A

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