Buy a Home
Enjoy the benefits of being a Newrez customer with perks like ours! If you’re looking to purchase your dream home, we can provide custom solutions to fit your needs. Take advantage of our new Purchase Perks!
Turn your dream home into a reality
with Purchase Perks.
Newrez Home Rewards
Buyers and Sellers have the chance to save additional money with our Newrez Home Rewards program. An individual buying1 a new home can receive a closing cost credit equal to 0.5% of the home sales price, while an individual selling2 a home can receive a 1% real estate agent commission reduction. Get access to Newzip’s exclusive network of over 15,000 real estate agents today!
Save $1,000 on your new home loan when you purchase with us.*
We want to help you get into your next home and will knock $1,000 off closing costs.
Get more purchase power with our upfront pre-approval.**
Pre-approval in today’s market can be the difference between buying your new home...or missing out. Being pre-approved upfront lets you know exactly how much you can afford and gives you purchase power when it’s time to make an offer. We’ll verify your financial information to generate your Approval Letter. Our process is simple, fast and won’t cost you anything.
Worried rates may rise? Lock yours in with Lock & Shop!***
Our Lock & Shop program allows you to lock a rate while you search for your new home without having to stress over market swings. Simply lock a rate for 45 days while you shop around to find your perfect home. And, if rates go down, you’re allowed a no-cost relock to get the latest, lower rate.
Our promise to you: If you don’t close on time, we’ll pay you $5,000, guaranteed.****
We understand your time is valuable. And, that’s why we’ll pay you $5,000 if we don’t close your loan on time, guaranteed.
Find out what you can afford
Loan Amount Estimator
Enter your preferred monthly payment, down payment, and more to determine how much you could qualify for.
Loan Term Comparison
Calculate how different loan terms affect your rate, amortization, and monthly mortgage payment.
Mortgage Payment Estimator
Estimate your monthly mortgage payment based on loan amount, interest rate, and other important factors.
Rent vs. Buy Comparison
View the financial benefits of buying versus renting based on your current rent and desired home loan.
Loan options to suit your needs
At Newrez, we’re all about offering borrowers options that will work for them.
Explore all our loan types and find the right one for you:
Compare loan options to find the right one for you.
Why Newrez?
Newrez believes the lending business shouldn't just be about home loans - it should be about homeowners. That's why our employees get to know our customer's real needs, through final closing, and beyond.
Important Disclosures and Licensing Information
Disclaimer: Realeaux Inc. (dba Newzip) is a licensed real estate brokerage in Massachusetts, License 423451.
1Customers can receive a real estate closing cost credit paid by Newzip equal to 0.5% of the home sales price when buying a home. Offer not available in AL, AK, IA, KS, LA, MS, MO, OK, OR, or TN. Only eligible for loans closing with Newrez.
2Customers can receive a 1% real estate agent commission reduction when selling with a Newzip affiliated real estate agent.
*Closing cost offer available to customers who submit an application for a purchase. Only available for single family primary residences. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.
**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Newrez for additional details.
***Lock & Shop Program is for borrowers with a PowerBuyer Certification**. The lock will be honored for 75 days total. Consumers must initiate a mortgage loan application for a specific property and be under purchase contract for the property at least 45 days prior to lock expiration to extend the locked rate. All rate lock extensions are subject to Newrez’s standard rate lock extension fees. Not available for all loan products. Please contact NewRez for additional details.
****Newrez agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Newrez. Void if there are any material changes to income or assets. Offer requires 30 business days from Newrez’s receipt of purchase contract to closing date. Other requirements include: minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Newrez Direct to Consumer Channel. Payment may be subject to reporting for tax purposes. Please contact Newrez for additional details.