Is your mailbox filling up with mail after the close of your mortgage? It can be a drag to sort through piles of mail, but we’ve provided this blog to help protect yourself from mail scams and reduce junk mail.
Why the Mail Spike?
When a mortgage closes, certain details like your name and address become part of the public record. This makes you a prime target for:
- Marketing mail from home-related businesses (ex: insurance and landscaping)
- Offers from local companies (ex: restaurants and events)
- Scammers posing as legitimate mortgage services
Watch Out for Mortgage Scams
Some mail might look official and legitimate, but it’s meant to be misleading. Scammers may impersonate:
- Mortgage servicers
- Title companies
- Lenders or other financial institutions
Pro Tip: If something seems off, don’t respond. Call your lender or servicer directly to confirm legitimacy, using the phone number on their actual website—not the number or email listed on the suspicious piece of mail.
Scammers may also try to impersonate your lender via email or phone call and claim you owe them money. Read about how to protect yourself.
How to Cut Down on Junk Mail
You can’t stop all junk mail, but you can slow the flow:
- Opt out of credit, insurance and loan offers at optoutprescreen.com—the official site recommended by major credit bureaus
- Limit marketing mail through the DMAchoice.org registry, where you can choose what types of mail you receive
The Bottom Line
More mail after closing is normal—but not all of it is harmless. Be alert, protect your personal information, and take a few easy steps to keep the junk in check.
Have you received a suspicious piece of mail with Newrez’s name or logo on it? Reach out to the Newrez team—we can verify whether it’s legitimate or a scam.
