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3 Ways to Protect Your Financial Information

Read Time: 1 Minute Date Published: December 04, 2020 Last Updated: July 28, 2025

As evidenced by many recent news stories, consumers are faced with growing threats of stolen identity, scams, or fraud when it comes to personal finances and monetary transactions. While these risks are real, there are steps you can take to protect yourself and your financial accounts.

Person holding credit card and typing on laptop

Start with these 3 solid tips recommended by security experts to help you safeguard your personal financial assets.

1. Create strong password sentences

Short and simple passwords are easy to remember, but longer and more complicated is better. To create a long, strong password that you’ll remember, the National Cyber Security Alliance recently recommended using sentences as passwords. Choose a sentence that is meaningful to you and at least 12 characters long. It’s okay to write down your passwords, but store the list somewhere safe, not on or near your computer.

2. Consider online billing

Thieves sometimes steal mail to get their hands on personal or financial information. Electronic statements have something that paper statements don’t—passwords. With Newrez online billing, your statements are protected by your login and password. You can always print your statements at home or save on paper and ink by electronically storing them for safekeeping.

3. Confirm callers

If you’re a Newrez Customer, our Customer Service agents will ask you for information to prove you are the account owner, but we will never call your phone and ask for personal information. If someone calls and asks for your Social Security number, credit card, ATM or PIN, it is best to simply hang up. If they identify themselves as a representative from your bank or credit card company, call them back to conduct your business.

 

Learn more in our other educational series.

We’ve assembled a treasure trove of jargon-free information to demystify home-financing and arm you with valuable insights and actionable options.

Why Newrez?

Newrez believes the lending business shouldn't just be about home loans - it should be about homeowners. That's why our employees get to know our customer's real needs, through final closing, and beyond.

Industry leading loan options
Simple pre-qualifications and application processes
Loans for everyone, from seasoned investors to first-time buyers
Putting power back into underserved communities

Disclosures

By refinancing an existing loan, the total finance charges may be higher over the life of the loan.

††The rate on your existing mortgage will not change. The Newrez Home Equity Loan program requires borrower to obtain a second mortgage at current market rates. Loan amount based on underwriting guidelines. Minimum 660 credit score. Minimum and maximum loan amounts apply. Program financing only available on properties with one existing mortgage lien and subject to maximum loan-to-value ratio. Not available in all states or territories. Other terms and restrictions apply. Please contact us for more information.

^ This HELOC is an open-end line of credit, available on owner occupied properties, where 75% of the approved full credit limit (minus the origination fees) will be drawn at the time of closing. Additional draws may be available after a 90-day period within the first 3 years not to exceed the available credit limit. Actual rates available to you may vary based on several factors including your credit score and combined loan-to-value. Loan amounts range from $50,000 to $350,000. We may determine home value and resulting equity through independent data sources and automated valuation models. An appraisal may also be required. Only available for eligible borrowers and property types. Not all applicants will be approved, pre-approval is based on data you have provided and certain assumptions that must be verified and subject to underwriting approval. Not available in all states or territories. Contact Newrez for more information.

This is not a commitment to lend. All loan programs are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.