TJ Clapp

While many on our team have called Southwest Florida home for years, T.J. Clapp is a true native—born and raised on Pine Island and a proud fourth-generation Floridian. Though his family are loyal Florida Gator football fans, T.J. chose to stay close to his beloved Gulf Coast and earned his Bachelor of Science in Finance from Florida Gulf Coast University.

With a strong foundation in finance and a deep understanding of the local market, T.J. began his career in the mortgage industry with one of the nation’s largest homebuilders. There, he quickly established himself as one of Florida’s top-producing loan officers. In 2024, his expertise in programs such as first-time homebuyer loans, FHA/VA, conventional, new construction, non-conforming, and investor financing placed him in the top 10% of loan officers nationwide—an impressive achievement during one of the most challenging years in the industry.

Outside of work, T.J. is an avid sport fisherman—especially for tarpon—and maintains a stunning saltwater coral reef aquarium. He and his family enjoy Florida football in the fall, as well as annual trips to the Bahamas and the Florida Keys to fish and free dive among the reefs. T.J. is the true definition of a South Florida native.

If you’re looking for a highly experienced loan officer who understands both the Southwest Florida market and lifestyle—and who can guide you to the mortgage products that best suit your needs—look no further than T.J. Clapp. We’re proud to have him on our team, and you’ll be glad he’s on yours.