
TJ Clapp
NMLS ID#: 2558224
About
While many on our team have called Southwest Florida home for years, T.J. Clapp is a true native—born and raised on Pine Island and a proud fourth-generation Floridian. Though his family are loyal Florida Gator football fans, T.J. chose to stay close to his beloved Gulf Coast and earned his Bachelor of Science in Finance from Florida Gulf Coast University.
With a strong foundation in finance and a deep understanding of the local market, T.J. began his career in the mortgage industry with one of the nation’s largest homebuilders. There, he quickly established himself as one of Florida’s top-producing loan officers. In 2024, his expertise in programs such as first-time homebuyer loans, FHA/VA, conventional, new construction, non-conforming, and investor financing placed him in the top 10% of loan officers nationwide—an impressive achievement during one of the most challenging years in the industry.
Outside of work, T.J. is an avid sport fisherman—especially for tarpon—and maintains a stunning saltwater coral reef aquarium. He and his family enjoy Florida football in the fall, as well as annual trips to the Bahamas and the Florida Keys to fish and free dive among the reefs. T.J. is the true definition of a South Florida native.
If you’re looking for a highly experienced loan officer who understands both the Southwest Florida market and lifestyle—and who can guide you to the mortgage products that best suit your needs—look no further than T.J. Clapp. We’re proud to have him on our team, and you’ll be glad he’s on yours.
Office Details
Street Address
26269 South Tamiami Trail
Bonita Springs, FL 34134
Phone
Featured Resources
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How to Improve Your Credit Score to Qualify for a Mortgage
A higher score could open the door to better loan terms, lower interest rates and more flexibility—while a lower score might mean fewer choices and added costs over time.
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Mortgage Loans: Different Types, Terms and Structures
Mortgage loans come in all shapes and sizes, offering different features, requirements and payment structures.
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Declutter for Fall: A Room-by-Room Guide
The changing of the seasons offers a perfect opportunity to reset and refresh your home by eliminating clutter.
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How to Use Our Online Portal to Easily Track Loan Approval
We designed our online portal with you in mind, so you can easily track the status of your loan, complete important tasks and communicate with our loan team.
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