
TJ Clapp
NMLS ID#: 2558224
About
While many on our team have called Southwest Florida home for years, T.J. Clapp is a true native—born and raised on Pine Island and a proud fourth-generation Floridian. Though his family are loyal Florida Gator football fans, T.J. chose to stay close to his beloved Gulf Coast and earned his Bachelor of Science in Finance from Florida Gulf Coast University.
With a strong foundation in finance and a deep understanding of the local market, T.J. began his career in the mortgage industry with one of the nation’s largest homebuilders. There, he quickly established himself as one of Florida’s top-producing loan officers. In 2024, his expertise in programs such as first-time homebuyer loans, FHA/VA, conventional, new construction, non-conforming, and investor financing placed him in the top 10% of loan officers nationwide—an impressive achievement during one of the most challenging years in the industry.
Outside of work, T.J. is an avid sport fisherman—especially for tarpon—and maintains a stunning saltwater coral reef aquarium. He and his family enjoy Florida football in the fall, as well as annual trips to the Bahamas and the Florida Keys to fish and free dive among the reefs. T.J. is the true definition of a South Florida native.
If you’re looking for a highly experienced loan officer who understands both the Southwest Florida market and lifestyle—and who can guide you to the mortgage products that best suit your needs—look no further than T.J. Clapp. We’re proud to have him on our team, and you’ll be glad he’s on yours.
Office Details
Street Address
13121 University Drive Suite 132
Fort Myers, FL 33907
Phone
Featured Resources
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Breaking Down VA Loan Myths and Facts
VA loans were created to help Veterans, Military members and surviving spouses achieve homeownership. Yet misconceptions about VA loans still persist, potentially preventing qualified borrowers from taking advantage of these loans.
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VA Changes Builder Rules: What Borrowers Need to Know
Home builders are no longer required to get a Builder Identification Number from the Department of Veterans Affairs (VA) in order to sell homes they’ve built to VA-qualified borrowers.
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Lessons From a Mortgage Servicing Leader on Technology, Communication and Rolling Up Your Sleeves
Newrez's Head of Servicing Shane Ross joined the Newrez Voices video series to discuss his approach to successful mortgage servicing.
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Preparing First-Time Buyers for the Mortgage Process
It’s critical that brokers and real estate agents work together to ensure a smooth and enjoyable mortgage journey for every buyer.
READ MORE