James Richards

About James

NMLS# 785416
GA# 60062, MA# MLO785416, MO# 18835-MLO

I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.

I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.

  • 6250 Old Dobbin Lane , Ste 110
    Columbia, MD 21045
  • 240-843-4071
  • 484-594-2277

What Clients Say

" Thanks again for your assistance and for not making us feel like we are total financial deadbeats because we had debt.This move will greatly help us and I am grateful I stayed on the phone with you that day, you made me feel comfortable from the start. "

Mary M., 09/14/2018

" What a professional person you are, everything was done in a timely manner. I was very impressed. "

Phyllis H.
Sep 14, 2020

Smart Ways to Save For a Down Payment

Smart Ways to Save For a Down Payment

Thinking about making the step from renter to homeowner? Owning a home has so many financial benefits compared to renting, so pat yourself on the back for even considering the move - it’s a big step!

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