CALL

James Richards

Mortgage Consultant

NMLS# 785416

GA# 60062, MA# MLO785416, MO# 18835-MLO

About James

I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.

I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.

Office Details

Street Address

6250 Old Dobbin Lane
Ste 110
Columbia, MD 21045

Office Phone

240-843-4071

Fax

484-594-2277

What Clients Say

" Thanks again for your assistance and for not making us feel like we are total financial deadbeats because we had debt.This move will greatly help us and I am grateful I stayed on the phone with you that day, you made me feel comfortable from the start. "

Mary M., 09/14/2018

" What a professional person you are, everything was done in a timely manner. I was very impressed. "

Phyllis H.

Featured Resources

Benefits of Using a Loan Officer for Your Mortgage

Discover the benefits of using a loan officer for your mortgage; what is a loan officer, and why should you consider using one?

How Does a Cash-Out Home Refinance Work?

Here we dive into a cash out refinance and the great benefits that come with it

Pros & Cons of a Move-In Ready Home Vs a Fixer Upper

There are pros and cons to both buying a fixer upper versus a move-in ready home that boil down to preferences and expectations.