James Richards

About James

NMLS# 785416

GA# 60062, MA# MLO785416, MO# 18835-MLO

I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.

I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.

6250 Old Dobbin Lane , Ste 110
Columbia, MD 21045
240-843-4071

484-594-2277

What Clients Say

" Thanks again for your assistance and for not making us feel like we are total financial deadbeats because we had debt.This move will greatly help us and I am grateful I stayed on the phone with you that day, you made me feel comfortable from the start. "

Mary M., 09/14/2018

" What a professional person you are, everything was done in a timely manner. I was very impressed. "

Phyllis H.

Aug 06, 2020

The 5 Benefits of a Cash-Out Home Refinance

If you’ve built up enough equity in your home, it may be a good idea to go through with a cash-out home refinance. Here are 5 reasons why you might want to.

Ways to Increase Curb Appeal

Consider making a few, low-cost, changes that can make a big difference in getting the best price for your home! Here are some easy ideas to help you increase your home’s curb appeal.