7 Tips to Create a Focus-Friendly Work Space During Quarantine

1. Create a morning routine Jumping right into “work mode” when you wake up isn’t healthy for your brain or good for your productivity. Now that you don’t have a morning commute, use the extra time to...

How Does Mortgage Interest Work?

Here is How Your Mortgage Is Calculated Amortization Mortgages are repaid with amortization. This is an established installment loan repayment schedule that includes your overall monthly payment and ...

Understanding the Basics of Home Equity in 2021

By definition, home equity is the difference between the property’s current market value and the amount you still owe on the mortgage for that property. For example, if your home is currently valued a...

Mortgage Insurance

What is PMI? The idea of owning a home for the first time is an exhilarating prospect for many people. Factor in the excitement of having found a dream home or needing to make a move in a hurry for a...

How to Save for a Down Payment While Working in the Gig Economy

Set a Budget The very first thing any future homebuyer should do -- regardless of their career structure -- is to set a monthly budget. This enables you to determine how much you are capable of puttin...

As A Freelancer, How Do I Buy a House? What Can I Afford?

Freelancers are more and more essential members of the economy, recognized more and more. As you research home loans catering to freelancers and gig workers, you’ll hear the term “non-QM,” meaning non...

Spring and Summer Homeowner Tips

This time of year is a great time to take a step back and evaluate our living spaces and start fresh with some DIY projects and maintenance. Among many things, this season has been an eye opener for m...

What is Equity?

How to Build Equity in My Home Buying a home is an investment. That’s one of the major perks of homeownership. As with any investment, the idea – and goal – is to build wealth over time. The concept i...

The Difference Between Forbearance and Foreclosure

Forbearance Forbearance arrangements are really useful for homeowners who are having temporary financial difficulties such as loss of a job or illness. With forbearance, the homeowner expects that the...