Spring and Summer Homeowner Tips

This time of year is a great time to take a step back and evaluate our living spaces and start fresh with some DIY projects and maintenance. Among many things, this season has been an eye opener for m...

The 7 Best Budgeting Apps for You in 2022

Best Overall: Mint Price: Free Mint is one of the most widely used budgeting apps out there. And for good reason. It offers a variety of features to help you track and manage your money. Plus, it has ...

Why It’s Important to Reevaluate Your Budget Every Year

Assess the Last Year Before you can improve your finances, it’s important to first figure out where you stand. More specifically, you’ll want to evaluate just how well you performed last year in regar...

3 Financial Tips for Women: What You Need to Know

Where the Disparity Exists We are all accustomed to hearing about wage gaps between men and women, but the disparity in finances goes so much deeper than that. Some quick facts: Only 40% of women bel...

The Right Kind of Investing for Millennials in 2021

What Millennials Face Millennial households are earning more than ever before, even after accounting for inflation. They are more likely to have a degree than past generations, and they have more tech...

Mutual Mortgage Insurance Fund Outperforms for Fourth Year in a Row

The Federal Housing Administration (FHA) said that its Mutual Mortgage Insurance Fund (MMI Fund) exceeded its congressionally mandated minimum reserves in FY2018 for the fourth year in a row.  In its ...

Bad Credit: Common Misconceptions Regarding Mortgage Loans

What is the connection between a person's FICO credit score and his or her ability to get a mortgage? This is a common question for any prospective homeowner to ask, no matter what level of credit tha...

How Important is Credit in the Mortgage Application Process?

Your Credit History Your credit report is a representation of your last seven years of financial activity. It shows lenders how you have managed past accounts and how you are currently handling debt. ...

4 Essentials to Smart Mortgage Decisions

Homeownership is a dream for many Americans, but most don’t know where to start or are crippled by fears that they’re not prepared. Getting the right mortgage for you is a big part of the homebuying p...