Buying a Home With Student Loan Debt in 2022

How Do Student Loans Impact Your Finances? Your credit score is one of several factors that lenders look at when evaluating your financial profile for a mortgage. It is determined by how much debt you...

DTI: More Important Than Your Credit Score?

By definition, your debt-to-income ratio is a calculation of your total gross monthly debts or payments divided by your total gross monthly income. DTI is calculated both prior to a mortgage and with ...

VA Refinance and VA Cash-Out Refinance: A Guide

VA loans are home loans designed with freedom in mind. As a military homebuyer, you have mortgage options with special benefits that you can leverage to achieve your homeownership dreams and financial...

What is the Average Down Payment for a House?

Tip #1 Reduce Debt While you save some money for a down payment, you will also need to simultaneously maintain a good credit score. This is very important because it helps your chances of being appr...

Tips on Home Buying with Student Loan Debt

How Do Student Loans Impact Your Finances? Your credit score is one of several factors that lenders look at when evaluating your financial profile for a mortgage. It is determined by how much debt y...

What is a VA Jumbo Loan?

VA Jumbo Loan Limits Most lenders consider a loan to be a jumbo mortgage if the amount is above local conforming loan limits. Although VA loans don’t technically have limits on their amount, lenders e...

Smart Series: What You Need to Know About Our Non-Qualified Mortgages

What is a Non-Qualified Mortgage (Non-QM Mortgage)? Simply put, non-qualified mortgages = non-traditional borrower options. Non-qualified mortgages (non-QMs) are ideal financing solutions for borrower...

7 Essentials for Good Personal Finance

Actually applying for a mortgage isn’t a lengthy process in and of itself, but it does take some legwork on the front end to make sure you’re prepared and well-positioned to get the best rate possible...

Merging Finances When You Move in With Someone in 2021

Questions to Ask Before Merging Finances Some couples choose to open joint accounts right away, while others may decide to keep their money separate, even long after marriage. Regardless of which dire...