Richard Graeff
NMLS ID#: 508444
About
I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you’re purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.
I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.
Office Details
Street Address
2580 Sierra Sunrise Ste. 200
Chico, CA 95928
Phone
Buyer Reviews
Richard was very knowledgeable about all my options and explained them to where I could make my own decisions as to what was best for me. He worked very hard to get this process done in a timely manner. There were many bumps in the road but none were due to Richard and the NewRez team. Couldn't have had a better team working for me.
Richard worked to find us options for our refinance and is a great communicator. Every part of the process moved along quickly as well. Thank you!
Richard is very personable and listens to my concerns and wishes. He also guides me along the process and offers me the best options.
I really appreciate how Richard walked me through the whole process of obtaining this loan and making it a very good experience.
Very thorough and prompt communication at every step of the way, and good coordination with us and our real estate agent.
Featured Resources
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A Guide to Your Mortgage Payment
The four main parts of your mortgage payment are the principal, interest, taxes and insurance. Learn all about how your mortgage payment changes over time and how to make a payment.
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How to Budget Your Money in 2025
Sticking to a budget consistently can help you free up funds, giving you more flexibility to spend on the things you enjoy.
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How to Avoid Late Payments and Late Fees
Missing even one mortgage payment could impact your credit score. Read this guide to avoid the negative impacts of a late payment.
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The Importance of a Mortgage Check-Up for Achieving Your Goals
It just takes one conversation with a loan specialist to find out if you could save money, change your mortgage term or get cash from your home's equity.
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