
Richard Graeff
NMLS ID#: 508444
About
I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you’re purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.
I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.
Office Details
Street Address
2580 Sierra Sunrise Ste. 200
Chico, CA 95928
Phone
Buyer Reviews
Richard was very knowledgeable about all my options and explained them to where I could make my own decisions as to what was best for me. He worked very hard to get this process done in a timely manner. There were many bumps in the road but none were due to Richard and the NewRez team. Couldn't have had a better team working for me.
Richard worked to find us options for our refinance and is a great communicator. Every part of the process moved along quickly as well. Thank you!
Richard is very personable and listens to my concerns and wishes. He also guides me along the process and offers me the best options.
I really appreciate how Richard walked me through the whole process of obtaining this loan and making it a very good experience.
Very thorough and prompt communication at every step of the way, and good coordination with us and our real estate agent.
Featured Resources
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Reduce Your Payment on a New Loan with an Interest Rate Buydown
There are ways to buy a home in a changing interest-rate environment while staying within your monthly budget, such as by getting a temporary interest rate buydown.
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What Is an Escrow Refund?
Escrow payments can fluctuate, and while they often increase, your escrow account might occasionally hold more than needed. In that case, you could receive a refund, commonly referred to as a “surplus.”
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How Newrez Empowers Partners to Run a Mortgage Business with Heart
At Newrez, we always recognize and focus on the personal element of mortgages, and that’s reflected in our broker partners like Phana Par.
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A Beginner’s Guide to Mortgages
Buying your first home is an exciting milestone in your life, but it can also be overwhelming. If you’re unsure what steps to take when finding and applying for a mortgage, we’ve provided this guide to get you through the basics every step of the way, from sketching a budget to signing on the dotted line.
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