Skip to nav Skip to content
Sign In
Frank Lay Bio Pic

Frank Lay

Branch Manager
Renovation Lending Professional

NMLS ID#: 460209

Apply Upload Docs

Get an expert on your side.

Have a quick question? Get a call back and connect with on of our four advisors and get exactly the answers you're looking for, fast.


About

Hello, my name is Frank Lay, and as a licensed Loan Consultant in NJ, NY, CT, PA, DE, VA, FL, I am very proud to represent Caliber Home Loans providing the best customer experience possible. I welcome the opportunity to guide you through the loan process and select the loan program that best suits your needs. Caliber has a highly competitive pricing structure and coupled with our state-of-the-art technology, we are second to none in our commitment to guiding you through the home buying or refinancing process. Caliber offers a comprehensive list of loan programs including: Fixed Rate, ARM, FHA & VA Products. I have been in the mortgage business for over 12 years, gaining the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist my clients and ensure a smooth process from origination through to closing.

Office Details

Street Address

200 Somerset Corporate Blvd. Suite 1003
Bridgewater, NJ 08807

Phone

814-404-2191

Buyer Reviews

Frank was super informative and helped me to understand my options, transparent throughout the process, and had rates that were extremely competitive! Plus he helped me to close fast. Very grateful to have been connected to Frank!

Melissa C.

I had a fantastic experience working with Frank . From start to finish, his team was professional, responsive, and genuinely cared about finding the best mortgage option for my family. They made the process smooth and stress-free, guiding me through every step with clear communication and expert advice. I highly recommend Frank and Newrez to anyone looking for a reliable and customer-focused mortgage company!

Carissa B.

I would highly recommend him to anyone looking for loan. I had a great experience and would definitely refer him again in the future. Thank you for providing me with the financial assistance I needed!

Arjun S.

Frank helped us in every way possible. His expertise and professionalism made this loan process smooth and stress free. I truly appreciate your exceptional service and support.

Akhil V.

Frank and the Newrez team were exceptional. They answered all my questions timely and provided me guidance, help and advice when I needed it. Thank you Frank!!

Martina M.

Featured Resources