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Frank Lay Bio Pic

Frank Lay

Branch Manager
Renovation Lending Professional

NMLS ID#: 460209

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Hello, my name is Frank Lay, and as a licensed Loan Consultant in NJ, NY, CT, PA, DE, VA, FL, I am very proud to represent Caliber Home Loans providing the best customer experience possible. I welcome the opportunity to guide you through the loan process and select the loan program that best suits your needs. Caliber has a highly competitive pricing structure and coupled with our state-of-the-art technology, we are second to none in our commitment to guiding you through the home buying or refinancing process. Caliber offers a comprehensive list of loan programs including: Fixed Rate, ARM, FHA & VA Products. I have been in the mortgage business for over 12 years, gaining the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist my clients and ensure a smooth process from origination through to closing.

Office Details

Street Address

200 Somerset Corporate Blvd. Suite 1003
Suite 550
Bridgewater, NJ 08807



Buyer Reviews

Very friendly and on top of all things for the mortgage process.

Meaghan S.

Frank was easy to work with. He helped us out a bunch and was very easy to communicate with and get in touch with. I would highly recommend him!

Molly W.

Frank was very helpful in this entire process.

Lina G.

Frank Lay was amazing to work with. Always responsive and answered every question I had throughout the process. Couldn’t recommend Frank enough!

John C.

Frank made the process simple and easy for my wife and I as first time home buyers. Frank was always available to answer questions and willing to work around my work schedule when it came to fielding and answering questions I had. Thank you, Frank, for the excellent service you provided.

Nicholas T.

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