About Joe

NMLS# 385191

I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.

I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.

  • 29121 Overland Drive
    Temecula, CA 92591
Jul 19, 2019

20% Down Payment Myth


While the 20% rule has stuck around as folklore, future homeowners can actually get approved for mortgages requiring less than 10% down. Depending on your credit, the type of home you’re buying, and your career, you might even be able to buy a home with a zero-down mortgage.

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Jul 05, 2019

Negotiate Your Home Purchase


Buying a home is likely the biggest purchase -- and one of the biggest commitments -- you will ever make. It’s important to ensure that you don’t overpay by getting the best deal possible, which is where stellar negotiations can come in real handy.

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Jun 21, 2019

Building Wealth with Homeownership


Regardless of your exact financial goals, buying a home is likely an important part of the plan. In fact, for many Americans, homeownership can be one of the biggest factors on the road to building wealth.

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