6 Benefits of Owning a Vacation Home

1. Tap into rental income Owning a second home presents the opportunity of renting it out when you’re away. And, if your second home is a great property in a desirable town, turning it into a rental...

Planning A Fall Getaway? Consider These Preparations To Protect Your Home

Fall is in the air, which means weekend getaways to pick apples, visit the mountains to view the fall foliage and plans and preparations for winter vacations are upon us.For homeowners planning trips,...

Let the Equity in Your Home Pay for Holiday Expenses

Gifts for the Special People in Your Life Giving gifts can be joyful, and we get to imagine what loved ones might enjoy receiving. Often the best gifts are those that are given mindfully. One idea is ...

Smart Ways to Save For a Down Payment

Purchasing a home is totally doable, it just requires some financial planning and preparation. In a recent survey from Cultural Outreach, most NextGen (both millennial and Gen Z demographics) first-ti...

Smart Series: What You Need to Know About Our Non-Qualified Mortgages

What is a Non-Qualified Mortgage (Non-QM Mortgage)? Simply put, non-qualified mortgages = non-traditional borrower options. Non-qualified mortgages (non-QMs) are ideal financing solutions for borrower...

What is a Gift Letter for a Mortgage?

Know a friend whose parents gave them money to help them buy a house? Maybe you received a graduation gift in the form of cash? Do you have a lump sum of cash from a relative to be used towards a down...

Freddie Mac BorrowSmart® Program: What to Know

So, What is BorrowSmart? This program is designed for low- to moderate-income borrowers and offers up to $1,500 in down payment and/or closing cost assistance, based on eligibility criteria. The best ...

3 Ways Homebuyers Can Leverage Home Equity in Today's Market

What is Equity in a House? Before leveraging the equity in your home it’s important to understand what equity in your home is. If you haven’t fully paid off your mortgage to your lender, then they st...

Property Investing in the Era of Airbnb

Why Airbnb is Different Than Traditional Property Investing In the past, the only way to make reliable money off of a residential investment property was to A) own a single- or multi-family home and B...