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Found 20 results for 'Personal Finances'.

5 Common Money Mistakes to Avoid in 2021

Not Having a Safety Net One of the biggest financial hurdles you may encounter is living from one paycheck to the next. This practice is all-too-common, but that doesn’t mean it won’t set you up for f...

Buying a Home With Student Loan Debt in 2021

How do student loans impact your finances? Your credit score is one of several factors that lenders look at when evaluating your financial profile for a mortgage. It is determined by how much debt you...

The 7 Best Budgeting Apps for You

Best Overall: Mint Price: Free Mint is one of the most widely used budgeting apps out there. And for good reason. It offers a variety of features to help you track and manage your money. Plus, it has ...

Are Home Warranties Worth It?

What’s the difference between a home warranty and home insurance? Home warranties and home insurance are not the same thing. They both are home care services, but ultimately provide different coverage...

Understanding the Basics of Home Equity in 2021

By definition, home equity is the difference between the property’s current market value and the amount you still owe on the mortgage for that property. For example, if your home is currently valued a...

Smart Ways to Save For a Down Payment

Purchasing a home is totally doable, it just requires some financial planning and preparation. In a recent survey from Cultural Outreach, most NextGen (both millennial and Gen Z demographics) first-ti...

Why It's Important to Build Wealth with Homeownership

What Is Wealth? At what point would you consider yourself wealthy? Is it a specific dollar amount in the bank, or simply the point at which you recognize you’ve obtained certain freedoms, like retirem...

3 Tips to Avoid Buyer’s Remorse and Shop Smarter

Everyone experiences buyer’s remorse at some point or another and to varying degrees. Whether it’s as small as splurging on a latte or pulling the trigger on a home purchase. Will the new spending psy...

Buying a House is Scary

I’m not going to have any extra cash after the down payment. Reality: A lot of first-timers think they need to put down their whole life savings, and it’s just not the case. There are down payment ass...

Is a Cash-Out Refinance Right for You?

Looking to fund home improvements, consolidate debt, or cover other expenditures? Then a cash-out refinance may be right for you. With this type of mortgage loan, you get to access some of the equity ...