Search results for “Personal Finances”
5 Common Money Mistakes to Avoid in 2022
Not Having a Safety Net One of the biggest financial hurdles you may encounter is living from one paycheck to the next. This practice is all-too-common, but that doesn’t mean it won’t set you up for f...
Buying a Home With Student Loan Debt in 2022
How Do Student Loans Impact Your Finances? Your credit score is one of several factors that lenders look at when evaluating your financial profile for a mortgage. It is determined by how much debt you...
The 7 Best Budgeting Apps for You in 2022
Best Overall: Mint Price: Free Mint is one of the most widely used budgeting apps out there. And for good reason. It offers a variety of features to help you track and manage your money. Plus, it has ...
What’s the difference between a home warranty and home insurance? Home warranties and home insurance are not the same thing. They both are home care services, but ultimately provide different coverage...
Why It’s Important to Reevaluate Your Budget Every Year
Assess the Last Year Before you can improve your finances, it’s important to first figure out where you stand. More specifically, you’ll want to evaluate just how well you performed last year in regar...
3 Financial Tips for Women: What You Need to Know
Where the Disparity Exists We are all accustomed to hearing about wage gaps between men and women, but the disparity in finances goes so much deeper than that. Some quick facts: Only 40% of women bel...
Merging Finances When You Move in With Someone in 2021
Questions to Ask Before Merging Finances Some couples choose to open joint accounts right away, while others may decide to keep their money separate, even long after marriage. Regardless of which dire...
The government agency noted that when setting up a HELOC, homeowners typically have to pay an appraisal fee, application fee and potentially a percentage point of the credit limit up front. As with no...
Mutual Mortgage Insurance Fund Outperforms for Fourth Year in a Row
The Federal Housing Administration (FHA) said that its Mutual Mortgage Insurance Fund (MMI Fund) exceeded its congressionally mandated minimum reserves in FY2018 for the fourth year in a row. In its ...