7 Essentials for Good Personal Finance

Actually applying for a mortgage isn’t a lengthy process in and of itself, but it does take some legwork on the front end to make sure you’re prepared and well-positioned to get the best rate possible...

The 7 Best Budgeting Apps for You in 2022

Best Overall: Mint Price: Free Mint is one of the most widely used budgeting apps out there. And for good reason. It offers a variety of features to help you track and manage your money. Plus, it has ...

3 Financial Tips for Women: What You Need to Know

Where the Disparity Exists We are all accustomed to hearing about wage gaps between men and women, but the disparity in finances goes so much deeper than that. Some quick facts: Only 40% of women bel...

3 Ways to Protect Your Financial Information

Start with these 3 solid tips recommended by security experts to help you safeguard your personal financial assets. 1. Create strong password sentences Short and simple passwords are easy to remember,...

The Self-Employed Mortgage Access Act

The ranks of self-employed individuals are growing, leading to a greater awareness of the financial challenges facing people who are their own bosses. While companies that take advantage of "gig" hiri...

4 Essentials to Smart Mortgage Decisions

Homeownership is a dream for many Americans, but most don’t know where to start or are crippled by fears that they’re not prepared. Getting the right mortgage for you is a big part of the homebuying p...

Smart Ways to Save For a Down Payment

Purchasing a home is totally doable, it just requires some financial planning and preparation. In a recent survey from Cultural Outreach, most NextGen (both millennial and Gen Z demographics) first-ti...

What is Proof of Funds? POF Letter: What It is And Why You Need It

So, you think the mortgage process is complex? It is, but it really isn’t. The terminology associated with buying a home can often sound more complex than it really is, especially if you’re new to the...

The Best Time of Year to Buy a Home – Seasons and Timing

The Best Times and Months of Year to Buy a House Fall According to a Zillow analysis of 2016 listing and sales data, 26% of buyers paid above list price in April while in November, just 15% of homes...