7 Steps to Make an Offer on a House

1. Find Your Home Before you can make an offer on the perfect house you of course have to find it. With online home search tools, it’s easier than ever to search for properties at anytime during you...

The Comeback Is Always Greater Than The Setback

5 Reasons Why Your Home Purchase Offer Was Rejected To understand what could happen, or to learn more about why it may have already happened to you, let’s run through some of the common reasons why ...

How Your Mortgage Rate is Calculated (and What You Can Do About It)

Why Mortgage Rates Matter If you’re like most homebuyers, there are three mortgage factors that probably concern you most: the closing costs, the monthly payment, and the rate. The lower your mortgage...

Industry Terminology: Loan Modification

What is Loan Modification? Simply put, loan modification refers to any change or alteration that a lender makes to a loan. A loan modification could include a reduction in the interest rate, an increa...

Non-Qualified Mortgages for First-Time Homebuyers: A More Flexible Loan Option

Non-qualified mortgages are opening the door to homeownership for a variety of homebuyers – even first-time homebuyers. Non-qualified mortgages are non-traditional mortgages with more lenient qualifyi...

Freddie Mac BorrowSmart® Program: What to Know

So, What is BorrowSmart? This program is designed for low- to moderate-income borrowers and offers up to $1,500 in down payment and/or closing cost assistance, based on eligibility criteria. The best ...

Property Investing in the Era of Airbnb

Why Airbnb is Different Than Traditional Property Investing In the past, the only way to make reliable money off of a residential investment property was to A) own a single- or multi-family home and B...

Tips for Buying a Home in a Seller’s Market

Believe it or not, this is what buying in a seller’s market can be like. These so-called “hot markets” are where housing inventory is low and prices are relatively high. And while these conditions are...

Can You Buy a House with No Money Down?

  Zero Down Option #1: The USDA Home Loan What is a USDA Loan? The U.S. Department of Agriculture offers a 100% financing mortgage. The program is also technically called a Section 502 mortgage, h...