Search results for “Law”


Your credit score and how it differs from your credit report
August 23, 2021

Your credit score and how it differs from your credit report

What is your credit report? A credit report is an extensive record of your financial history and how you’ve handled the obligation to repay your loans. Depending on how long you’ve been attached to li...


January 3, 2021

The Difference between Big Banks and Private Lenders

In 2019, borrowers have more options when it comes to home loans than ever before. Traditionally, big banks have dominated the mortgage market. But increasingly, new homeowners are finding it easier a...


November 12, 2018

The Self-Employed Mortgage Access Act

The ranks of self-employed individuals are growing, leading to a greater awareness of the financial challenges facing people who are their own bosses. While companies that take advantage of "gig" hiri...


Sharp Drop in Rates Spark Jump in Applications
January 14, 2019

Sharp Drop in Rates Spark Jump in Applications

The combination of lower mortgage rates and an unusually slow end to 2018 caused mortgage applications to surge to start this year. Overall volume jumped 23.5 percent last week from the previous week,...


What is Escrow? Common Questions About Escrow in 2021 Answered
July 28, 2021

What is Escrow? Common Questions About Escrow in 2021 Answered

What is an Escrow Account? Escrow (also known as an impound account) acts like a savings account managed by your mortgage provider. Your escrow account is separate from your mortgage, but every time y...


How Does Mortgage Interest Work?
February 18, 2022

How Does Mortgage Interest Work?

Here is How Your Mortgage Is Calculated Amortization Mortgages are repaid with amortization. This is an established installment loan repayment schedule that includes your overall monthly payment and ...


Property Investing in the Era of Airbnb
July 19, 2021

Property Investing in the Era of Airbnb

Why Airbnb is Different Than Traditional Property Investing In the past, the only way to make reliable money off of a residential investment property was to A) own a single- or multi-family home and B...


The 5 Major Factors That Cause Home Prices to Fluctuate
October 8, 2021

The 5 Major Factors That Cause Home Prices to Fluctuate

1. Economic change One of the biggest influences in real estate fluctuation is the health of the economy. This is typically measured by indicators like employment data, manufacturing activity, the pri...


The Complete House Shopping Guide
November 16, 2021

The Complete House Shopping Guide

There are numerous disparate factors that can impact your ultimate buying decision including the current housing market, your budget, if you want a fixer-upper, how far you’re willing to commute, or j...