Why It's Important to Build Wealth with Homeownership

What Is Wealth? At what point would you consider yourself wealthy? Is it a specific dollar amount in the bank, or simply the point at which you recognize you’ve obtained certain freedoms, like retirem...

4 Essentials to Smart Mortgage Decisions

Homeownership is a dream for many Americans, but most don’t know where to start or are crippled by fears that they’re not prepared. Getting the right mortgage for you is a big part of the homebuying p...

Millennials: The Future of Homeownership?

The millennial generation is the largest in the United States, and they are starting to enter the housing market in large numbers. The majority of Millennials in fact are now homeowners, with 52% of t...

Understanding Special Purpose Credit Programs: Empowering Homebuyers to Reach Financial Success

Homeownership is a dream for many Americans, and it can be out of reach for some homebuyers who have limited financial resources or who have been traditionally denied mortgage approvals. Given the rec...

Buying a Home With a Low Down Payment

Here are a few options to consider: Government-backed loans: VA loans and USDA loans require no down payment, while FHA loans require a down payment as low as 3.5%. Government Sponsored Enterprises (...

2019 Predictions: Housing Market Will Be Cool, But Homeownership Will Rise

Prediction: The housing market will continue to cool Over the first half of 2019, home-price growth will stay slow. Our forecasts have price growth settling around 3 percent, which would be the slowes...

Buying a Home With Student Loan Debt in 2022

How Do Student Loans Impact Your Finances? Your credit score is one of several factors that lenders look at when evaluating your financial profile for a mortgage. It is determined by how much debt you...

Maximize Your Veteran Benefits by Exploring VA Loans

If you're eligible for veteran's benefits, you have access to a specialized class of home loan that may help your dreams of homeownership come true. The Department of Veterans Affairs guarantees loans...

Get Help with Your Down Payment and Closing Costs on Your First Home

With ever-increasing apartment rental rates and student loan payments to manage, 5 in 10 millennials consider coming up with a down payment a major barrier to owning a home. And that’s before closing ...