Weekly Mortgage Applications Rise, a Sign of Hope for the Spring Homebuying Season

Mortgage application volume increased 3.6 percent last week from the previous week, according to the Mortgage Bankers Association's seasonally adjusted index. Applications to purchase a home increased...

How the Pandemic Affects Buying a Home

In this time of crisis, people are returning to the roots of their humanity and looking to the nostalgic pastimes of generations ago like baking sourdough bread and gardening. The home has once again ...

How Much Money Do You Really Need to Save to Buy a House?

Ongoing expenses Costs that persist over time once you become a homeowner Property taxes Property taxes vary by state and county and are usually included in your monthly mortgage payment. Property tax...

4 Essentials to Smart Mortgage Decisions

Homeownership is a dream for many Americans, but most don’t know where to start or are crippled by fears that they’re not prepared. Getting the right mortgage for you is a big part of the homebuying p...

8 Questions Every Homebuyer Should Ask Their Real Estate Agent

How Long Have You Been a Real Estate Agent? Knowing how long your real estate agent has been working is important. While being new to the industry doesn’t mean they’re not skilled, it can mean that t...

What is Title Insurance and Why Do I Need It?

Titles and the homebuying process Since titles are part of the legal process of transferring ownership, before the title can be transferred, it must be “cleared” before the buyer can have it. Your len...

What does a HELOC entail?

The government agency noted that when setting up a HELOC, homeowners typically have to pay an appraisal fee, application fee and potentially a percentage point of the credit limit up front. As with no...

Everything You Need to Know About Escrow

What is Escrow? Put simply, escrow is a third-party financial arrangement intended to protect both sides of a large sale. It is most often used in real estate transactions, though you will likely come...

Get Help with Your Down Payment and Closing Costs on Your First Home

With ever-increasing apartment rental rates and student loan payments to manage, 5 in 10 millennials consider coming up with a down payment a major barrier to owning a home. And that’s before closing ...