7 Things to Know About Homeowners Insurance in 2022

What is Homeowners Insurance? Homeowners insurance is a type of property coverage designed to protect the homeowner, mortgage lender, occupants, and even your family’s belongings against a number of u...

Why It's Important to Build Wealth with Homeownership

What Is Wealth? At what point would you consider yourself wealthy? Is it a specific dollar amount in the bank, or simply the point at which you recognize you’ve obtained certain freedoms, like retirem...

How the Pandemic Affects Buying a Home

In this time of crisis, people are returning to the roots of their humanity and looking to the nostalgic pastimes of generations ago like baking sourdough bread and gardening. The home has once again ...

Tips for Buying a Home in a Seller’s Market

Believe it or not, this is what buying in a seller’s market can be like. These so-called “hot markets” are where housing inventory is low and prices are relatively high. And while these conditions are...

6 Benefits of Owning a Vacation Home

1. Tap into rental income Owning a second home presents the opportunity of renting it out when you’re away. And, if your second home is a great property in a desirable town, turning it into a rental...

How to Prep Your Home for Winter (and Save Money)

Eliminate Drafts Heating your home in the wintertime can be difficult enough. When your efforts are being sabotaged by drafts, you’ll find that you’re wasting even more money along the way. Older home...

A Guide to Home Insurance

The Key Word is “Exclusion” Exclusions are specific types of damage or loss that your insurance will not cover – it is important to know what they are under your policy. Named Peril Policies Named per...

Are Home Warranties Worth It?

What’s the difference between a home warranty and home insurance? Home warranties and home insurance are not the same thing. They both are home care services, but ultimately provide different coverage...

11 Frequently Asked Home Appraisal Questions

The Home Appraisal Process You may be wondering, how is an appraisal and appraiser scheduled? While you as the borrower are typically responsible for paying the appraisal fee, the lender typically ord...