Search results for “Home Maintenance”
Why It's Important to Build Wealth with Homeownership
What Is Wealth? At what point would you consider yourself wealthy? Is it a specific dollar amount in the bank, or simply the point at which you recognize you’ve obtained certain freedoms, like retirem...
The Key Word is “Exclusion” Exclusions are specific types of damage or loss that your insurance will not cover – it is important to know what they are under your policy. Named Peril Policies Named per...
What’s the difference between a home warranty and home insurance? Home warranties and home insurance are not the same thing. They both are home care services, but ultimately provide different coverage...
Spring and Summer Homeowner Tips
This time of year is a great time to take a step back and evaluate our living spaces and start fresh with some DIY projects and maintenance. Among many things, this season has been an eye opener for m...
The government agency noted that when setting up a HELOC, homeowners typically have to pay an appraisal fee, application fee and potentially a percentage point of the credit limit up front. As with no...
Tips on Home Buying with Student Loan Debt
How Do Student Loans Impact Your Finances? Your credit score is one of several factors that lenders look at when evaluating your financial profile for a mortgage. It is determined by how much debt y...
How Much Are Closing Costs? Buyers need to have cash on hand for closing costs which can amount to between 2% and 5% of the purchase price, depending on which state you live in. Additionally, the more...
In situations where a property owner chooses to live in one of their units, they’re considered an owner-occupied property. After the initial investment, multifamily homes can also dramatically h...
4 Essentials to Smart Mortgage Decisions
Homeownership is a dream for many Americans, but most don’t know where to start or are crippled by fears that they’re not prepared. Getting the right mortgage for you is a big part of the homebuying p...