Buying a Home With Student Loan Debt in 2022
How Do Student Loans Impact Your Finances? Your credit score is one of several factors that lenders look at when evaluating your financial profile for a mortgage. It is determined by how much debt you...
Mortgage Rates Not Impressed by Market Volatility
Mortgage rates are based on mortgage-backed securities (MBS), which are essentially bonds. Conventional wisdom holds that stocks and bonds supplement one another, and that as "money moves in" to one ...
Varied Loans Suit All Potential Needs
There are loan types to cover every need. Conventional or jumbo home loans can help you move into the house of your dreams. Special loans designed for purchasing special kinds of properties, such as c...
Bad Credit: Common Misconceptions Regarding Mortgage Loans
What is the connection between a person's FICO credit score and his or her ability to get a mortgage? This is a common question for any prospective homeowner to ask, no matter what level of credit tha...
11 Frequently Asked Home Appraisal Questions
The Home Appraisal Process You may be wondering, how is an appraisal and appraiser scheduled? While you as the borrower are typically responsible for paying the appraisal fee, the lender typically ord...
Smart Ways to Save For a Down Payment
Purchasing a home is totally doable, it just requires some financial planning and preparation. In a recent survey from Cultural Outreach, most NextGen (both millennial and Gen Z demographics) first-ti...
The views about the direction of home prices diverged slightly in September, as those reported in the S&P CoreLogic Case Shiller indices slowed for the second month in a row while those from the F...
Housing Market is Expected to Stabilize in 2019
Economic growth is expected to slow in 2019 leading to stabilized home sales and mortgage rates, according to Fannie Mae‘s economic and strategic research group. A widening trade deficit and moderati...
2019 Predictions: Housing Market Will Be Cool, But Homeownership Will Rise
Prediction: The housing market will continue to cool Over the first half of 2019, home-price growth will stay slow. Our forecasts have price growth settling around 3 percent, which would be the slowes...