What first time homebuyers are looking for in a home

Generalizing preferences about a generation that the Pew Research Center estimates at more than 73 million Americans is no easy task (nor do we recommend it), but we can use cultural values, character...

Non-Qualified Mortgages for First-Time Homebuyers: A More Flexible Loan Option

Non-qualified mortgages are opening the door to homeownership for a variety of homebuyers – even first-time homebuyers. Non-qualified mortgages are non-traditional mortgages with more lenient qualifyi...

I’m an Unconventional First-Time Home Buyer. Can I Get a Mortgage?

No Savings Homebuyers You may also hear the term “no down payment home loans” when searching for home loans, but, the question is, what does that label really mean? Essentially, no down payment loans ...

Get Help with Your Down Payment and Closing Costs on Your First Home

With ever-increasing apartment rental rates and student loan payments to manage, 5 in 10 millennials consider coming up with a down payment a major barrier to owning a home. And that’s before closing ...

The Top 6 Questions Homebuyers Have About Closing

What is closing on a home? The closing is a scheduled meeting and your final opportunity to review the transaction and make any changes. When the deal is finalized, you’ll leave the closing table as t...

Building a House in 2022: Where to Build & Why

Determining How Much House You Can Afford “How much house can I afford?” One of the most common questions homebuyers have as they pursue their journeys to homeownership. Although the answer to this qu...

Smart Series: What You Need to Know About Our Non-Qualified Mortgages

What is a Non-Qualified Mortgage (Non-QM Mortgage)? Simply put, non-qualified mortgages = non-traditional borrower options. Non-qualified mortgages (non-QMs) are ideal financing solutions for borrower...

Mortgage Down Payment in 2022 - What You Need to Know

What is a Down Payment? A down payment is a percentage of the home’s purchase price that is paid in full at closing, upfront. (Hence why building up your savings is so important!) Additionally, it’s...

How to Buy a House in 2022

Step 1: Determine If You’re Ready to Buy a House Are you excited about buying your new home? Know that preparation is a huge step that can save you a lot of time along the way. Rounded up below are ti...