Can You Buy a House with No Money Down?

  Zero Down Option #1: The USDA Home Loan What is a USDA Loan? The U.S. Department of Agriculture offers a 100% financing mortgage. The program is also technically called a Section 502 mortgage, h...

Reduce Your Payment with an Interest Rate Buydown

Permanent vs. Temporary Buydowns Permanent Buydowns: Permanent buydowns are the same as buying mortgage points. Mortgage points are the fees a borrower pays a mortgage lender in order to trim the inte...

Affordable Housing Loans: What Are the Options?

A conventional mortgage is a loan for real estate that borrowers need to apply for and repay monthly over a set number of years. However, other mortgage loan types can make buying a house easier – cue...

Buying a Home With a Low Down Payment

Here are a few options to consider: Government-backed loans: VA loans and USDA loans require no down payment, while FHA loans require a down payment as low as 3.5%. Government Sponsored Enterprises (...