Search results for “Credit Score”


DTI: More Important Than Your Credit Score?
December 14, 2020

DTI: More Important Than Your Credit Score?

By definition, your debt-to-income ratio is a calculation of your total gross monthly debts or payments divided by your total gross monthly income. DTI is calculated both prior to a mortgage and with ...


What is the Difference Between Pre-approval and Pre-qualification?
November 3, 2021

What is the Difference Between Pre-approval and Pre-qualification?

What is Pre-Qualification? So, you want to know how much house you can afford? A pre-qualification is the most basic way a loan officer can guestimate the loan amount you may qualify for. You provide ...


Mortgage Loan Types, Credit Score, and more: 5 Tips to Get the Best Mortgage Rate
November 26, 2021

Mortgage Loan Types, Credit Score, and more: 5 Tips to Get the Best Mortgage Rate

Consider a Fixed-Rate Mortgage Fixed-rate mortgages are the most common loan option among borrowers. The rate stays the same throughout the life of the loan, meaning the monthly mortgage payment does...