Cash Out Refinancing in 2022: The Definitive Guide

How a Cash-Out Refinance Works A cash-out refinance is a loan type where you essentially “cash in” your home equity for cash in your pocket. Generally, this loan type replaces an existing mortgage wit...

13 Frequently Asked Cash-Out Refinance Questions Answered

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Can a Cash-Out Refinance Help with Major Expenses?

A cash-out refinance is a method for you to tap into your home equity. You’ll refinance your existing mortgage into a new one for a larger amount and pocket the difference, minus closing costs. But, r...

6 Reasons to Refinance Now

1. Reduce Your Interest Rate When rates drop, you could reduce your monthly mortgage payment. For example, on a $200,000 mortgage with an original interest rate of 5.5%, refinancing to a 30-year fixed...

5 Benefits of a Cash-Out Refi

If you’ve built up enough equity in your home, it may be a good idea to go through with a cash-out home refinance. Here are 5 reasons why you might want to. 1. You can use the cash you get for major e...

5 Questions to Ask Before You Refinance This Year

A home loan refinance is about striking at the right time, particularly when it comes to interest rates, home equity, and your financial and living situation. Refinancing without carefully considering...

Why Refinancing Still Makes Sense Amid Rising Rates

Mortgage Interest Rates Are Still Considered Low Even as mortgage rates have been rising over the past year, the rates remain near historic lows; therefore, many people are locking in today’s rates to...

How COVID-19 Has Shifted the US Economy

As stay-at-home orders were put into place; the U.S. quickly shifted into a work-from-home economy and the use of video conference calls for remote work boomed.  Stanford economist Nicholas Bloom rece...

Summertime Backyard Upgrades

Landscaping Ideas Consider adding a little solar to your landscaping equation. By installing solar lights, your lawn will have spectacular appeal even after sundown. They can be used to line the edges...