Can I Buy a House Without a Real Estate Agent?

The Pros and Cons The Pros: Potential To Save Money This is the biggest reason why buyers may choose to go solo. For some savvy buyers, the savings may be all the convincing they need. Typically, the ...

The Best Time of Year to Buy a Home – Seasons and Timing

The Best Times and Months of Year to Buy a House Fall According to a Zillow analysis of 2016 listing and sales data, 26% of buyers paid above list price in April while in November, just 15% of homes...

Building a House vs Buying a House: Which Is Right for You?

Costs of Buying a House Down Payment According to the Motley Fool, the median down payment for a home purchased in early June 2021 was $27,850, though this number can vary from state to state. Further...

Buying a House: Learn About What Goes Into Mortgage Payments

Here’s How to Calculate Your Mortgage Payment While there are many costs associated with owning a home, let’s start with what exactly makes up a large portion of the cost – your mortgage payment. A...

Can You Buy a House with No Money Down?

  Zero Down Option #1: The USDA Home Loan What is a USDA Loan? The U.S. Department of Agriculture offers a 100% financing mortgage. The program is also technically called a Section 502 mortgage, h...

7 Steps to Make an Offer on a House

1. Find Your Home Before you can make an offer on the perfect house you of course have to find it. With online home search tools, it’s easier than ever to search for properties at anytime during you...

What is the Average Down Payment for a House?

Tip #1 Reduce Debt While you save some money for a down payment, you will also need to simultaneously maintain a good credit score. This is very important because it helps your chances of being appr...

The 13 Most Expensive Cities in the US

High Cost of Living Cities in the US   1. Honolulu, HI A steady South Pacific breeze, beautiful beaches, and cascading mountains make Honolulu a dream location for many. You also get to celebrate for ...

Tips on Home Buying with Student Loan Debt

How Do Student Loans Impact Your Finances? Your credit score is one of several factors that lenders look at when evaluating your financial profile for a mortgage. It is determined by how much debt y...