Can I Buy a House Without a Real Estate Agent?
The Pros and Cons The Pros: Potential To Save Money This is the biggest reason why buyers may choose to go solo. For some savvy buyers, the savings may be all the convincing they need. Typically, the ...
Buying a House: Learn About What Goes Into Mortgage Payments
Here’s How to Calculate Your Mortgage Payment While there are many costs associated with owning a home, let’s start with what exactly makes up a large portion of the cost – your mortgage payment. A...
Buying a House is Scary, But It Doesn't Have to Be
How to Handle the Anxiety of Buying a House Remaining mindful includes expecting a few bumps in the road as well as having to interact with different personalities. This includes real estate agents,...
The Complete House Shopping Guide
There are numerous disparate factors that can impact your ultimate buying decision including the current housing market, your budget, if you want a fixer-upper, how far you’re willing to commute, or j...
How Important is Credit in the Mortgage Application Process?
Your Credit History Your credit report is a representation of your last seven years of financial activity. It shows lenders how you have managed past accounts and how you are currently handling debt. ...
It’s Open season on Open Houses: 5 Tips for Buying a Home in Spring
The long nights of unforgiving cold are behind us. Flowers are blooming, and spirits are lifting. It must be spring. Warm weather isn’t the only reason we love spring though, it’s also the start of bu...
7 Steps to Make an Offer on a House
1. Find Your Home Before you can make an offer on the perfect house you of course have to find it. With online home search tools, it’s easier than ever to search for properties at anytime during you...
Affordable Housing Loans: What Are the Options?
A conventional mortgage is a loan for real estate that borrowers need to apply for and repay monthly over a set number of years. However, other mortgage loan types can make buying a house easier – cue...
8 Things You Need to Know About Homeowners Insurance
If buying homeowners insurance is on your radar, read on to learn about policies, premiums, claims, and more. 1. There Are Various Insurance Policies and Coverages Depending on the insurer and where y...