Americans are on the Move: Here are the Top States for Home Buyers

States Seeing Promising Housing Market Forecasts The same Redfin report indicated that the South is expected to see the biggest increase in new home buyers with $1.09 trillion of home sales foreca...

Building a House in 2022: Where to Build & Why

Determining How Much House You Can Afford “How much house can I afford?” One of the most common questions homebuyers have as they pursue their journeys to homeownership. Although the answer to this qu...

The 5 Major Factors That Cause Home Prices to Fluctuate

1. Economic change One of the biggest influences in real estate fluctuation is the health of the economy. This is typically measured by indicators like employment data, manufacturing activity, the pri...

Mortgage Down Payment in 2022 - What You Need to Know

What is a Down Payment? A down payment is a percentage of the home’s purchase price that is paid in full at closing, upfront. (Hence why building up your savings is so important!) Additionally, it’s...

Can You Buy a House with No Money Down?

  Zero Down Option #1: The USDA Home Loan What is a USDA Loan? The U.S. Department of Agriculture offers a 100% financing mortgage. The program is also technically called a Section 502 mortgage, h...

The 13 Most Expensive Cities in the US

High Cost of Living Cities in the US   1. Honolulu, HI A steady South Pacific breeze, beautiful beaches, and cascading mountains make Honolulu a dream location for many. You also get to celebrate for ...

What is a Gift Letter for a Mortgage?

Know a friend whose parents gave them money to help them buy a house? Maybe you received a graduation gift in the form of cash? Do you have a lump sum of cash from a relative to be used towards a down...

Inflation: What Does It Mean?

What is Inflation? When we hear the word “inflation” we usually think about balloons – which isn’t necessarily a bad thing when thinking about what inflation does. Inflation is the word used to descri...

I’m an Unconventional First-Time Home Buyer. Can I Get a Mortgage?

No Savings Homebuyers You may also hear the term “no down payment home loans” when searching for home loans, but, the question is, what does that label really mean? Essentially, no down payment loans ...